Taxation
We can solve your tax problems!
We can give you tax advice, suggest tax shelters, employ various advanced tax planning strategies and have your tax returns prepared.
We have extensive experience in personal and business tax returns as well as bookkeeping and GST/HST returns.
We specialize in ensuring all your deductions are utilized so you don’t have to pay more taxes than needed. Whether your status is current or in arrears we can help.
▪ Personal
▪ Business
▪ GST/HST
▪ Bookkeeping
Business
Want to keep more what you earn?
As an entrepreneur, daily operations eat up most of your time. Through regular planning, you can bring your business to the next level of achievement. Whether it is staying sole-proprietor or getting incorporated, what receipts to keep, protecting your earnings or planning for your retirement, we work by your side to ensure you have the information you need to make informed decisions.
▪ Individual pension plans: You don’t need to work for a big company to have a company plan customized for you.
▪ Group benefits: Protect your business’s most important assets: its people—and that includes you and your family. Group benefits are available even to companies with just two people, offering flexible coverage at outstanding savings.
▪ Key-person insurance: Would your bottom line suffer if something happened to a key member of your team? Consider making key-person insurance part of your business plan.
Retirement
Will you out-live your money?
We can help you design customized plans to protect your lifestyle for as long as you live.
▪ RRSP, RRIF, and LIF: Make the most of your retirement savings.
▪ Annuities and GIF: Consider an annuity as part of your guaranteed income-for-life plan.
▪ CPP, OAS and GIS: Yes, we plan for those too. We make sure you receive all the benefits you deserved.
Risk
Are you protected in case of emergency?
Permanent, term, whole, and universal life insurance: Protect you and your loved ones when protection is most needed.
▪ Disability insurance: Protect yourself so that you can protect your lifestyle and future of your loved ones.
▪ Life & mortgage insurance: Protect the ownership of your home to protect the lifestyle of your family.
▪ Long-term care and critical illness insurance: Protect your future today so it’s protected for your entire lifetime.
▪ Travel insurance: Protect you or your visitors against the cost of unexpected emergencies that may occur during your trip.
Estate
Who is your biggest beneficiary?
Tax & death are the two sure elements of life. The best you can do is be prepared and planned ahead.
Without proper planning, government and lawyers would get the biggest bites out of your estate, the court would decide who should take care of your children and all the private details of your financial affairs may be made public.
Investment
Does your money work for you?
We use lifecycle protection tools that grow with the magic of compounding.
▪ RRSPs: Use diversity and professional management to grow your assets and income.
▪ TSFAs: Keep your savings and the income it earns is free of taxation.
▪ GICs and term deposits: Keep your savings secured.
▪ Segregated funds: Use their extra layers of protection to safeguard your savings from factors such as law suits, seizure from creditors, and loss of capital. “Seg” funds are especially attractive to anyone who wants guaranteed capital and guaranteed income.
Helena understood my goals, created a plan, and has enabled not only me but my family to make money. She is very dependable, loyal, and loves her work. I highly recommend Helena for any financial planning and investments!
Helena is very diligent in researching options for her clients and ensuring she is making sound product and portfolio recommendations.
I consulted on more than 1 occasion with Helena and I found her very Professional and it was easy to talke to her. She explained my options and made it simple for me to understand. Helena has a very nice personality.
Helena was able to really seek to understand my financial dilemma s , put forward an action plan. She is patient and worked with me through my decision process. Helena is dynamic, and can consult from experience. Looking forward to our next meeting.
Diligent, highly committed to her work combined with her solid office management skills, Helena helped to develop and implement several excellent viable solutions to clients. It is my pleasure to recommend Helena to you.
Helena has been instrumental in helping me grow my business. Her advice has helped me to cut a clear path towards my goals. I am a small business with sometimes grandiose ideas and Helena is helping me to find a way to make them happen
For 5 years before I moved from Ottawa, Helena Dang was my financial advisor. She is an expert in her field who consistently provided honest, current, prompt and great advice for my portfolio. My financial situation has remained healthy due to Helena's guidance and advice. Thank you Helena!
It has been a pleasure working with Helena! She is highly knowledgeable in her field of expertise and more than that, she cares about you as a person...I never feel like "just another client" and that goes far in my books. Excellent experience!